By Verity McAvaney – Prepaid Funeral Specialist, Simplicity Funerals
While taxes are a hassle, the great news is that when it comes to death, you can be in control. Pre-planning your funeral not only ensures you get the send-off you want but also offers your family emotional relief and financial freedom.
Make it your own
Who says funerals have to be serious and sombre? Funerals can be joyful celebrations of life, reflecting your personality in every detail. Pre-planning allows you to make your farewell as unique as you are.
Always dreamed of a beachside service? Or perhaps you’ve always worn cowboy boots or had a thing for pink? Why not request that your guests dress in your favourite colour or wear something that reminds them of you? It’s your farewell, so make it memorable.
The ultimate gift to your loved ones
Pre-planning your funeral is one of the most thoughtful things you can do. It gives your family peace of mind, knowing your wishes are documented, and lifts the burden of making tough decisions while grieving. Pre-paying means your loved ones won’t need to stress about costs or whether they’re making the right choices. It’s an act of love that eases both emotional and financial burdens.
Prevent family disagreements
Anyone who’s been involved in funeral planning knows it can sometimes lead to family disagreements. Documenting your wishes in advance ensures everyone is on the same page, preventing conflicts and keeping harmony intact during an emotional time.
The Guardian Funeral Plan
While funeral insurance and bonds are options, many find pre-paid plans to be simpler, more affordable, and more personalised. You don’t have to worry about missed payments or inflation. With a pre-paid plan, you’re in control from start to finish.
Many people choose pre-paid plans in their 50s or 60s, as they start thinking about retirement and long-term financial planning. It’s a smart way to ensure your loved ones don’t face extra stress when the time comes.
The ultimate last word
How many times have you wished you could tell your story in your own words? With guidance, you can create a reflection of your life, your personality, and your wishes.
Imagine your family reading your handwritten words, feeling your spirit in every sentence. If writing a eulogy feels daunting, don’t worry—helpful worksheets make it easier to express your thoughts. Once completed, it can be safely stored until the time comes.
Locking in today’s prices
Unlike funeral insurance, which requires ongoing premiums and can lapse if you miss a payment, pre-paid funerals lock in today’s price, protecting your family from rising costs. For example, if you plan your funeral in 2025 but don’t pass away until 2055, your costs are covered at today’s rate. This could save your family thousands, leaving them free to focus on living, not funeral expenses.
Payment is straightforward—typically one-third upfront, with the balance spread over 36 months. It’s a manageable plan that eliminates last-minute stress.
Leave a lasting legacy of love
Pre-planning your funeral isn’t just a financial decision—it’s a loving legacy. By taking the time to plan, you give your family peace of mind, knowing everything is taken care of. So why not take control of your final journey?
Plan ahead, lock in today’s prices, and give your family the gift of a beautiful, stress-free farewell. It might just be one of the most thoughtful decisions you ever make.
Contact Simplicity Funerals 24/7 on 1300 556 222 or visit simplicityfunerals.com.au
